U.S. iPhone carrier and plan: Are you looking to buy an iPhone? Well, there are many buying options that are available online, you can either buy from Apple Store, buy online or through a U.S. iPhone Carrier. There are also options Like best buy where the reseller helps you pick up your new handset.
As far as the payment options are considered, for the new models you can get zero-percent financing when the product is bought through Apple or your carrier, you can also pay for your device in full. However, in older models to you can get financed, but normally only through the carrier.
Top U.S. iPhone Carrier and Plan
Why purchase through a carrier?
1. Better deals: When buying through the U.S. iPhone Carrier you are more likely to get good deals and sale on the product, whereas on the Apple Store you hardly see such sale.
2. Discounts: Once an iPhone has been in the market for really long, its price on Best Buy tends to decrease.
3. Full payment: If you are willing to pay your phone’s price at once, then there are various carriers that offer discounts.
While there are discounts available on U.S. iPhone carriers, the prices are likely to change. So pick your Best Buy.
Also, the prices are only for the device and not the services provided.
Now that we know the little details about the iPhone carrier phone. Let’s compare all and choose which U.S. cell carrier and plan one should get.
Choose The Best U.S.iPhone Carrier and Plan
1. Apple store
There are a handful of U.S. iPhone Carriers which cell iPhones, Apple stores being one of the best. However, if you want to buy the latest product on the launch, then click on an Apple store as there is no other way.
You can directly buy your favorite iPhone from the Apple store by making full payment.
The price of the same is mentioned below
| Product | 64 GB | 128 GB |
| iPhone 8 | $449 | $499 |
| iPhone 8 plus | $549 | $599 |
| Product | 64GB | 128 GB | 256 GB | 256 GB |
| iPhone XR | $599 | – | $649 | – |
| iPhone 11 | $699 | $749 | $749 | $849 |
| iPhone 11 pro | $999 | $1149 | $1149 | $1349 |
| iPhone 11 pro max | $1099 | $1249 | $1249 | $1449 |
You can also choose an iPhone Upgrade Program
You can upgrade your iPhone by choosing the upgrade program. Just need to pay Apple’s monthly installment for a period of 24 months, and in exchange, you can actually trade your current iPhone with a new one each year.
This program also offers AppleCare with overage. This program is a little costly than the normal monthly options as it includes the price as well. So all together it is a payment and protection plan with a free upgrade every year.
iPhone Trade-up program
Apart from the other options, you have a Trade-up program too where you can each get your old functioning iPhone and in return get a discount on a new iPhone or a gift card. The trade-up is possible only if the phone is in good condition.
2. AT&T Financing
If you are planning to buy an iPhone 8/8 Plus or iPhone XR from the Apple Store and you choose AT&T on your iPhone as your carrier, you are provided two payment options. You can either choose to pay the iPhone price at once or get it financed for up to 24 months through the AT&T upgrade program.
Read More: How to unlock your iPhone on AT&T
| Product | 64 GB | 128 GB |
| iPhone 8 | $18.71/mo | $20.80/mo |
| iPhone 8 plus | $22.88/mo | $24.96/mo |
| iPhone XR | $24.96/mo | $27.04/mo |
Even the iPhone 11, 11 Pro, and 11 Pro Max are also available on AT&T through various payment means like Apple iPhone Payments, AT&T Instalment Programs, and Apple iPhone Upgrade Program, or by a one-time payment in full. Zero percent financing is also available for 24 months.
Apple Payments
| Product | 64GB | 128 GB | 256 GB | 256 GB |
| iPhone 11 | $29.12/mo | $31.20/mo | $35.37/mo | – |
| iPhone 11 pro | $41.62/mo | – | $47.87/mo | $56.20/mo |
| iPhone 11 pro max | $45.79/mo | – | $52.04/mo | $60.37/mo |
Vertical Instalment Program
| Product | 64GB | 128 GB | 256 GB | 256 GB |
| iPhone 11 | $29.13/mo | $31.21/mo | $35.38/mo | – |
| iPhone 11 pro | $41.63/mo | – | $47.88/mo | $56.21/mo |
| iPhone 11 pro max | $45.80/mo | – | $52.05/mo | $60.38/mo |
Apple iPhone Upgrade Program
| Product | 64GB | 128 GB | 256 GB | 256 GB |
| iPhone 11 | $35.33/mo | $37.41/mo | $41.58/mo | – |
| iPhone 11 pro | $49.91/mo | – | $56.16/mo | $64.50/mo |
| iPhone 11 pro max | $54.80/mo | – | $60.33/mo | $68.66/mo |
Since September 2019, AT&T is offering two separate payment plans: a traditional installment plan and an AT&T Next Up.
The installment plan gives the customers the option to pay off the amount of your iPhone over a period of 30 months with zero percent interest and zero down payment.
In the next Up plan with just $5 more per month. With the next up plan, you can trade-in as well as upgrade your handset after paying off 50% of your phone price.
Apart from these, you can also pay the full amount of phones and skip the complete installment plan.
3. Sprint Financing
If while buying your iPhone, you can also choose Sprint as your carrier. Similar to AT&T, sprint also provides both one-time payments as well as 24-month special financing. You can choose from either of the options.
iPhone 8/8 Plus or iPhone XR: You have both one-time payment or 24-month special financing through Apple’s partner Citizens One.
The iPhone 11, iPhone 11 Pro, and iPhone 11 Pro Max: These iPhones are available on Sprint through the Apple iPhone Upgrade program. Through this, you can choose to finance for 24-months starting at $35.33, $49.91, and $54.08 per month, respectively.
The installment cost also includes two-year Apple Care+ coverage and does not incur any additional fees.
Sprint offers an 18-month leasing plan which is known as flex. If necessary, you give a down payment and then give monthly installments for a period of 18 months. Once the time period is done, yo either get the phone back or pay off the remaining balance.
Some phones are also under the Forever program. In this, you can trade off your current phone for a brand new one after 12 months. You can also add the same feature for all the phones that are not covered under the Forever program with just a $5 monthly payment.
Read More for Sprint: How to unlock your Sprint iPhone
4. T-Mobile Financing
If while buying your iPhone, you can also choose Sprint as your carrier. Similar to AT&T, sprint also provides both one-time payments as well as 24-month special financing. You can choose from either of the options.
The iPhone 11, iPhone 11 Pro, and iPhone 11 Pro Max: These iPhones are available on Sprint through the Apple iPhone Upgrade program. Through this, you can choose to finance for 24-months starting at $35.33, $49.91, and $54.08 per month, respectively. The installment cost also includes two-year Apple Care+ coverage and does not incur any additional fees.
5. Verizon financing
Verizon financing gives you the option of buying an iPhone from the Apple Store by paying off the full payment at once and also the 24-month financing through their installment. program.
The various options available
| Product | 32GB | 128 GB |
| iPhone 8 | $18.70/mo | $20.79/mo |
| iPhone 8 plus | $22.87/mo | $24.95/mo |
| iPhone XR | $24.95/mo | $27.04/mo |
Even the iPhone 11, 11 Pro, and 11 Pro Max are also available on AT&T through various payment means like Apple iPhone Payments, AT&T Instalment Programs, and Apple iPhone Upgrade Program, or by a one-time payment in full. Zero percent financing is also available for 24 months.
Apple Payments
| Product | 64GB | 128 GB | 256 GB | 256 GB |
| iPhone 11 | $29.12/mo | $31.20/mo | $35.37/mo | – |
| iPhone 11 pro | $41.62/mo | – | $47.87/mo | $56.20/mo |
| iPhone 11 pro max | $45.79/mo | – | $52.04/mo | $60.37/mo |
Vertical Instalment Program
| Product | 64GB | 128 GB | 256 GB | 256 GB |
| iPhone 11 | $29.12/mo | $31.20/mo | $35.37/mo | – |
| iPhone 11 pro | $41.62/mo | – | $47.87/mo | $56.20/mo |
| iPhone 11 pro max | $45.79/mo | – | $52.04/mo | $60.37/mo |
Apple iPhone Upgrade Program
| Product | 64GB | 128 GB | 256 GB | 256 GB |
| iPhone 11 | $35.33/mo | $37.41/mo | $41.58/mo | – |
| iPhone 11 pro | $49.91/mo | – | $56.16/mo | $64.50/mo |
| iPhone 11 pro max | $54.80/mo | – | $60.33/mo | $68.66/mo |
With all the above options you can choose whichever suits you best based on your requirements and further plans. Summing it up all you have many options
- iPhone Upgrade Program: If you want to buy a plan which has Applecare + with the option of buying a new iPhone every year, you must buy the iPhone Upgrade Program. In just half the cost of a new iPhone and half the cost of AppleCare+, you get a new iPhone one year later.
Even if you don’t want AppleCare+ still this is a good deal if you want to buy a new iPhone every year. This saves you a lot of money.
- Buying a phone outright is also a great option: You can renew your existing program or take some payment plans from one of the carriers.
- Trade-in program: If you are already using an iPhone, the iPhone Trade-in program is a great option.
